Question 1

Is purchase with a mortgage possible?

Accepted Answer

Most Bulgarian banks lend up to 80% of the property’s market value. We recommend consulting a bank or mortgage advisor before making an offer.

Question 2

What are the additional costs of buying?

Accepted Answer

Expect roughly 3–5% of the sale price for notary fees, local tax and registration. If a broker is involved, their commission is paid on top.

Question 3

How are encumbrances on the property checked?

Accepted Answer

Before signing the preliminary contract, the notary searches the Property Register for mortgages, liens or seizures. This is a standard part of every transaction.

Question 4

How long does a sale typically take?

Accepted Answer

From preliminary contract to final notary deed usually takes 30 to 60 days, depending on whether a mortgage is involved and how quickly documents are gathered.

Question 5

Can I book a viewing of this property?

Accepted Answer

Yes — book a viewing through the contact button on the listing or message the broker directly via the form on this page.

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